Lake County is better covered than Florida as a whole: 12.6% of under-65 residents uninsured against a state average of 13.7%, or roughly 40,709 people. It is the 19th lowest of the 67 counties in Florida. Where employer coverage is this widespread, losing it tends to arrive as more of a shock — most people here have never bought their own plan.
Lake County against Florida, and against the counties we cover
| Lake County | Florida | Covered counties | |
|---|---|---|---|
| Uninsured, under 65 | 12.6% | 13.7% | 13.0% |
| Marketplace enrollees per 1,000 | 206 | — | 127 |
| Insurers selling here | 11 | 7 (median) | 5 |
| Individual plans offered | 196 | — | 84 |
State uninsured rate from the Census SAHIE series; the final column is the median across the 104 counties covered on this site. Enrollment density is CMS plan selections per 1,000 under-65 residents.
What you can actually buy here
11 insurers sell into Lake County — among the most competitive individual markets in the country. That much competition holds premiums down, and it produces a plan list long enough that choosing at random is a genuine risk. Narrowing by hospital system first is the only reliable way through it. Between them they offer 196 plans, about 18 for each insurer. A list that long is not more choice in any useful sense — it is the same handful of networks sliced into metal levels and deductible variants. The count is unchanged from last year, so the networks you compared previously still stand.
66,725 marketplace plan selections were recorded in Lake County for 2026, or 206 per thousand under-65 residents — above the 127 typical of the counties covered here. Enough people locally have done this that the process is not unfamiliar territory. 9,713 of them were new consumers and 57,012 were renewals — a 15% new share, close to the national pattern. Roughly one in six enrollees here arrived within the year.
Nearest counties on coverage
The counties we cover in Florida whose uninsured rate sits closest to Lake County. Worth a look if you are comparing across a county line or moving.
| County | Uninsured | Insurers | Enrollees |
|---|---|---|---|
| Escambia County | 12.4% | 5 | 38,664 |
| Brevard County | 12.2% | 8 | 75,807 |
| Okaloosa County | 13.0% | 4 | 22,859 |
| Pinellas County | 12.2% | 7 | 120,128 |
| Volusia County | 13.0% | 8 | 82,362 |
| Hillsborough County | 13.1% | 9 | 260,235 |
Everything that applies in Florida · How COBRA works · Work out your COBRA premium · After a job ends
Common questions
How many people are uninsured in Lake County?
About 40,709 people under 65, out of 324,106 in that age group — 12.6%, the 19th lowest of the 67 counties in Florida. The Florida average is 13.7%. Census Bureau estimates for 2024, the most recent published.
How many health insurers sell in Lake County?
11 insurers offer individual marketplace plans in Lake County for 2026, unchanged from the year before, and between them they sell 196 individual medical plans. The median across the counties covered on this site is 5 insurers and 84 plans.
How many people in Lake County buy marketplace coverage?
66,725 plan selections for 2026 — 9,713 new consumers and 57,012 renewals. That works out at 206 per thousand under-65 residents, against a median of 127 across the counties covered here. New consumers are the group most likely to have lost a job during the year.
Talk it through with a licensed agent
Which option is right depends on your state, your income and which doctors you need to keep. A licensed agent can walk through it with you in about eight minutes.
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Sources
- U.S. Census Bureau, Small Area Health Insurance Estimates, 2024 (released August 2026)
- Centers for Medicare & Medicaid Services, 2026 Marketplace Open Enrollment County-Level Public Use File
- Centers for Medicare & Medicaid Services, 2026 Service Area Public Use File
- Centers for Medicare & Medicaid Services, 2026 Plan Attributes Public Use File
- U.S. Department of Labor, FAQs on COBRA Continuation Health Coverage for Workers