At 14.0%, the uninsured rate among under-65 residents in St. Lucie County is effectively the Florida average of 13.7% — about 40,525 people out of 288,811. It is the 30th highest of the 67 counties in Florida. A county sitting on its state's average is the most ordinary case there is, which makes the state's own rules the thing worth reading rather than anything local.
St. Lucie County against Florida, and against the counties we cover
| St. Lucie County | Florida | Covered counties | |
|---|---|---|---|
| Uninsured, under 65 | 14.0% | 13.7% | 13.0% |
| Marketplace enrollees per 1,000 | 238 | — | 127 |
| Insurers selling here | 7 | 7 (median) | 5 |
| Individual plans offered | 115 | — | 84 |
State uninsured rate from the Census SAHIE series; the final column is the median across the 104 counties covered on this site. Enrollment density is CMS plan selections per 1,000 under-65 residents.
What you can actually buy here
7 insurers sell into St. Lucie County. This is a crowded market by national standards. Crowded markets are cheaper on average and much harder to shop, because the plan names stop meaning anything by the third carrier and the differences that matter get buried in documents nobody opens. Between them they offer 115 plans, about 16 for each insurer, which is a normal-sized list to work through once you know which network you need. The count is up from 6 last year. Insurers entering a county usually means they like what they see in the risk pool, and it tends to show up as more aggressive pricing the following year rather than immediately.
68,746 marketplace plan selections were recorded in St. Lucie County for 2026, or 238 per thousand under-65 residents — above the 127 typical of the counties covered here. Enough people locally have done this that the process is not unfamiliar territory. 10,719 of them were new consumers and 58,027 were renewals — a 16% new share, close to the national pattern. Roughly one in six enrollees here arrived within the year.
Nearest counties on coverage
The counties we cover in Florida whose uninsured rate sits closest to St. Lucie County. Worth a look if you are comparing across a county line or moving.
| County | Uninsured | Insurers | Enrollees |
|---|---|---|---|
| Osceola County | 14.1% | 11 | 151,333 |
| Broward County | 13.8% | 13 | 544,502 |
| Polk County | 13.7% | 7 | 126,521 |
| Orange County | 13.5% | 12 | 399,974 |
| Bay County | 14.7% | 4 | 31,347 |
| Hernando County | 13.3% | 4 | 26,556 |
Everything that applies in Florida · How COBRA works · Work out your COBRA premium · After a job ends
Common questions
How many people are uninsured in St. Lucie County?
About 40,525 people under 65, out of 288,811 in that age group — 14.0%, the 30th highest of the 67 counties in Florida. The Florida average is 13.7%. Census Bureau estimates for 2024, the most recent published.
How many health insurers sell in St. Lucie County?
7 insurers offer individual marketplace plans in St. Lucie County for 2026, up from 6 the year before, and between them they sell 115 individual medical plans. The median across the counties covered on this site is 5 insurers and 84 plans.
How many people in St. Lucie County buy marketplace coverage?
68,746 plan selections for 2026 — 10,719 new consumers and 58,027 renewals. That works out at 238 per thousand under-65 residents, against a median of 127 across the counties covered here. New consumers are the group most likely to have lost a job during the year.
Talk it through with a licensed agent
Which option is right depends on your state, your income and which doctors you need to keep. A licensed agent can walk through it with you in about eight minutes.
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Sources
- U.S. Census Bureau, Small Area Health Insurance Estimates, 2024 (released August 2026)
- Centers for Medicare & Medicaid Services, 2026 Marketplace Open Enrollment County-Level Public Use File
- Centers for Medicare & Medicaid Services, 2026 Service Area Public Use File
- Centers for Medicare & Medicaid Services, 2026 Plan Attributes Public Use File
- U.S. Department of Labor, FAQs on COBRA Continuation Health Coverage for Workers