Lubbock County is better covered than Texas as a whole: 16.6% of under-65 residents uninsured against a state average of 19.1%, or roughly 45,213 people. It is the 49th lowest of the 254 counties in Texas. Where employer coverage is this widespread, losing it tends to arrive as more of a shock — most people here have never bought their own plan.
Lubbock County against Texas, and against the counties we cover
| Lubbock County | Texas | Covered counties | |
|---|---|---|---|
| Uninsured, under 65 | 16.6% | 19.1% | 13.0% |
| Marketplace enrollees per 1,000 | 196 | — | 127 |
| Insurers selling here | 5 | 6 (median) | 5 |
| Individual plans offered | 74 | — | 84 |
State uninsured rate from the Census SAHIE series; the final column is the median across the 104 counties covered on this site. Enrollment density is CMS plan selections per 1,000 under-65 residents.
What you can actually buy here
5 insurers sell into Lubbock County. At that number the market is competitive without being bewildering. Networks still differ sharply between carriers — more sharply than the monthly prices do — which is the opposite of how most people shop. Between them they offer 74 plans, about 15 for each insurer, which is a normal-sized list to work through once you know which network you need. The count is unchanged from last year, so the networks you compared previously still stand.
53,334 marketplace plan selections were recorded in Lubbock County for 2026, or 196 per thousand under-65 residents — above the 127 typical of the counties covered here. Enough people locally have done this that the process is not unfamiliar territory. Only 5,199 were new consumers against 48,135 renewals — a 10% new share. A settled, returning population like that means the plans on offer have been chosen by the same people repeatedly, which is a reasonable signal that the networks hold up.
Nearest counties on coverage
The counties we cover in Texas whose uninsured rate sits closest to Lubbock County. Worth a look if you are comparing across a county line or moving.
| County | Uninsured | Insurers | Enrollees |
|---|---|---|---|
| Parker County | 16.3% | 5 | 14,340 |
| Midland County | 17.0% | 4 | 26,713 |
| Ellis County | 16.1% | 8 | 25,545 |
| Brazos County | 17.3% | 4 | 18,404 |
| Montgomery County | 17.4% | 8 | 75,204 |
| Galveston County | 15.4% | 5 | 38,700 |
Everything that applies in Texas · How COBRA works · Work out your COBRA premium · After a job ends
Common questions
How many people are uninsured in Lubbock County?
About 45,213 people under 65, out of 272,118 in that age group — 16.6%, the 49th lowest of the 254 counties in Texas. The Texas average is 19.1%. Census Bureau estimates for 2024, the most recent published.
How many health insurers sell in Lubbock County?
5 insurers offer individual marketplace plans in Lubbock County for 2026, unchanged from the year before, and between them they sell 74 individual medical plans. The median across the counties covered on this site is 5 insurers and 84 plans.
How many people in Lubbock County buy marketplace coverage?
53,334 plan selections for 2026 — 5,199 new consumers and 48,135 renewals. That works out at 196 per thousand under-65 residents, against a median of 127 across the counties covered here. New consumers are the group most likely to have lost a job during the year.
Talk it through with a licensed agent
Which option is right depends on your state, your income and which doctors you need to keep. A licensed agent can walk through it with you in about eight minutes.
Free to call, no obligation, and we never ask you for payment. CobraScout is paid by the agency that answers, not by you. TTY 711.
Sources
- U.S. Census Bureau, Small Area Health Insurance Estimates, 2024 (released August 2026)
- Centers for Medicare & Medicaid Services, 2026 Marketplace Open Enrollment County-Level Public Use File
- Centers for Medicare & Medicaid Services, 2026 Service Area Public Use File
- Centers for Medicare & Medicaid Services, 2026 Plan Attributes Public Use File
- U.S. Department of Labor, FAQs on COBRA Continuation Health Coverage for Workers