At 18.3%, the uninsured rate among under-65 residents in McLennan County is effectively the Texas average of 19.1% — about 40,047 people out of 219,047. It is the 88th lowest of the 254 counties in Texas. A county sitting on its state's average is the most ordinary case there is, which makes the state's own rules the thing worth reading rather than anything local.
McLennan County against Texas, and against the counties we cover
| McLennan County | Texas | Covered counties | |
|---|---|---|---|
| Uninsured, under 65 | 18.3% | 19.1% | 13.0% |
| Marketplace enrollees per 1,000 | 94 | — | 127 |
| Insurers selling here | 3 | 6 (median) | 5 |
| Individual plans offered | 44 | — | 84 |
State uninsured rate from the Census SAHIE series; the final column is the median across the 104 counties covered on this site. Enrollment density is CMS plan selections per 1,000 under-65 residents.
What you can actually buy here
3 insurers compete here. That is thin enough that switching carrier usually means switching hospital system too, and wide enough that the premiums genuinely differ. Both things are worth checking before either is dismissed. Between them they offer 44 plans, about 15 for each insurer, a short list by national standards. Short lists are easier to compare properly, which is a real advantage as long as one of them fits your doctors. The count is unchanged from last year, so the networks you compared previously still stand.
20,502 people here bought marketplace coverage for 2026, about 94 per thousand under-65 residents. That sits near the middle of the counties covered on this site: a working individual market, but most local coverage still arrives through an employer. 3,242 of them were new consumers and 17,260 were renewals — a 16% new share, close to the national pattern. Roughly one in six enrollees here arrived within the year.
Nearest counties on coverage
The counties we cover in Texas whose uninsured rate sits closest to McLennan County. Worth a look if you are comparing across a county line or moving.
| County | Uninsured | Insurers | Enrollees |
|---|---|---|---|
| Bexar County | 18.1% | 9 | 299,950 |
| Kaufman County | 18.7% | 3 | 15,607 |
| Tarrant County | 18.9% | 9 | 236,647 |
| Nueces County | 19.1% | 4 | 37,566 |
| Montgomery County | 17.4% | 8 | 75,204 |
| Brazos County | 17.3% | 4 | 18,404 |
Everything that applies in Texas · How COBRA works · Work out your COBRA premium · After a job ends
Common questions
How many people are uninsured in McLennan County?
About 40,047 people under 65, out of 219,047 in that age group — 18.3%, the 88th lowest of the 254 counties in Texas. The Texas average is 19.1%. Census Bureau estimates for 2024, the most recent published.
How many health insurers sell in McLennan County?
3 insurers offer individual marketplace plans in McLennan County for 2026, unchanged from the year before, and between them they sell 44 individual medical plans. The median across the counties covered on this site is 5 insurers and 84 plans.
How many people in McLennan County buy marketplace coverage?
20,502 plan selections for 2026 — 3,242 new consumers and 17,260 renewals. That works out at 94 per thousand under-65 residents, against a median of 127 across the counties covered here. New consumers are the group most likely to have lost a job during the year.
Talk it through with a licensed agent
Which option is right depends on your state, your income and which doctors you need to keep. A licensed agent can walk through it with you in about eight minutes.
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Sources
- U.S. Census Bureau, Small Area Health Insurance Estimates, 2024 (released August 2026)
- Centers for Medicare & Medicaid Services, 2026 Marketplace Open Enrollment County-Level Public Use File
- Centers for Medicare & Medicaid Services, 2026 Service Area Public Use File
- Centers for Medicare & Medicaid Services, 2026 Plan Attributes Public Use File
- U.S. Department of Labor, FAQs on COBRA Continuation Health Coverage for Workers