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Losing health coverage in Alachua County, Florida

COBRA is the same everywhere. What is specific to Alachua County is which insurers sell here, what your neighbors actually chose, and how Florida rules shape the alternatives.

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10.3%of under-65 residents uninsured — the 6th lowest of the 67 counties in Florida
39,471marketplace plan selections here for 2026
5insurers selling individual plans here

Alachua County is better covered than Florida as a whole: 10.3% of under-65 residents uninsured against a state average of 13.7%, or roughly 23,247 people. It is the 6th lowest of the 67 counties in Florida. Where employer coverage is this widespread, losing it tends to arrive as more of a shock — most people here have never bought their own plan.

Alachua County against Florida, and against the counties we cover

Alachua CountyFloridaCovered counties
Uninsured, under 6510.3%13.7%13.0%
Marketplace enrollees per 1,000174127
Insurers selling here57 (median)5
Individual plans offered10184

State uninsured rate from the Census SAHIE series; the final column is the median across the 104 counties covered on this site. Enrollment density is CMS plan selections per 1,000 under-65 residents.

What you can actually buy here

5 insurers sell into Alachua County. At that number the market is competitive without being bewildering. Networks still differ sharply between carriers — more sharply than the monthly prices do — which is the opposite of how most people shop. Between them they offer 101 plans, about 20 for each insurer, which is a normal-sized list to work through once you know which network you need. The count is up from 4 last year. Insurers entering a county usually means they like what they see in the risk pool, and it tends to show up as more aggressive pricing the following year rather than immediately.

39,471 marketplace plan selections were recorded in Alachua County for 2026, or 174 per thousand under-65 residents — above the 127 typical of the counties covered here. Enough people locally have done this that the process is not unfamiliar territory. Of those, 9,428 were new to the marketplace and 30,043 were renewing. A 24% new share is high, and new enrollees are disproportionately people who lost job-based coverage during the year rather than people shopping by choice.

Nearest counties on coverage

The counties we cover in Florida whose uninsured rate sits closest to Alachua County. Worth a look if you are comparing across a county line or moving.

CountyUninsuredInsurersEnrollees
Clay County10.0%724,542
Santa Rosa County9.8%515,524
Seminole County11.3%1276,675
Leon County11.4%632,045
Pasco County11.6%978,068
Duval County11.9%7186,404

Everything that applies in Florida · How COBRA works · Work out your COBRA premium · After a job ends

Common questions

How many people are uninsured in Alachua County?

About 23,247 people under 65, out of 226,419 in that age group — 10.3%, the 6th lowest of the 67 counties in Florida. The Florida average is 13.7%. Census Bureau estimates for 2024, the most recent published.

How many health insurers sell in Alachua County?

5 insurers offer individual marketplace plans in Alachua County for 2026, up from 4 the year before, and between them they sell 101 individual medical plans. The median across the counties covered on this site is 5 insurers and 84 plans.

How many people in Alachua County buy marketplace coverage?

39,471 plan selections for 2026 — 9,428 new consumers and 30,043 renewals. That works out at 174 per thousand under-65 residents, against a median of 127 across the counties covered here. New consumers are the group most likely to have lost a job during the year.

Talk it through with a licensed agent

Which option is right depends on your state, your income and which doctors you need to keep. A licensed agent can walk through it with you in about eight minutes.

Call (866) 821-1808

Free to call, no obligation, and we never ask you for payment. CobraScout is paid by the agency that answers, not by you. TTY 711.

Sources

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