Santa Rosa County is better covered than Florida as a whole: 9.8% of under-65 residents uninsured against a state average of 13.7%, or roughly 16,517 people. It is the 3rd lowest of the 67 counties in Florida. Where employer coverage is this widespread, losing it tends to arrive as more of a shock — most people here have never bought their own plan.
Santa Rosa County against Florida, and against the counties we cover
| Santa Rosa County | Florida | Covered counties | |
|---|---|---|---|
| Uninsured, under 65 | 9.8% | 13.7% | 13.0% |
| Marketplace enrollees per 1,000 | 92 | — | 127 |
| Insurers selling here | 5 | 7 (median) | 5 |
| Individual plans offered | 123 | — | 84 |
State uninsured rate from the Census SAHIE series; the final column is the median across the 104 counties covered on this site. Enrollment density is CMS plan selections per 1,000 under-65 residents.
What you can actually buy here
5 insurers sell into Santa Rosa County. At that number the market is competitive without being bewildering. Networks still differ sharply between carriers — more sharply than the monthly prices do — which is the opposite of how most people shop. Between them they offer 123 plans, about 25 for each insurer, which is a normal-sized list to work through once you know which network you need. The count is unchanged from last year, so the networks you compared previously still stand.
15,524 people here bought marketplace coverage for 2026, about 92 per thousand under-65 residents. That sits near the middle of the counties covered on this site: a working individual market, but most local coverage still arrives through an employer. 2,319 of them were new consumers and 13,205 were renewals — a 15% new share, close to the national pattern. Roughly one in six enrollees here arrived within the year.
Nearest counties on coverage
The counties we cover in Florida whose uninsured rate sits closest to Santa Rosa County. Worth a look if you are comparing across a county line or moving.
| County | Uninsured | Insurers | Enrollees |
|---|---|---|---|
| Clay County | 10.0% | 7 | 24,542 |
| Alachua County | 10.3% | 5 | 39,471 |
| Seminole County | 11.3% | 12 | 76,675 |
| Leon County | 11.4% | 6 | 32,045 |
| Pasco County | 11.6% | 9 | 78,068 |
| Duval County | 11.9% | 7 | 186,404 |
| St. Johns County | 7.6% | 6 | 32,949 |
Everything that applies in Florida · How COBRA works · Work out your COBRA premium · After a job ends
Common questions
How many people are uninsured in Santa Rosa County?
About 16,517 people under 65, out of 168,817 in that age group — 9.8%, the 3rd lowest of the 67 counties in Florida. The Florida average is 13.7%. Census Bureau estimates for 2024, the most recent published.
How many health insurers sell in Santa Rosa County?
5 insurers offer individual marketplace plans in Santa Rosa County for 2026, unchanged from the year before, and between them they sell 123 individual medical plans. The median across the counties covered on this site is 5 insurers and 84 plans.
How many people in Santa Rosa County buy marketplace coverage?
15,524 plan selections for 2026 — 2,319 new consumers and 13,205 renewals. That works out at 92 per thousand under-65 residents, against a median of 127 across the counties covered here. New consumers are the group most likely to have lost a job during the year.
Talk it through with a licensed agent
Which option is right depends on your state, your income and which doctors you need to keep. A licensed agent can walk through it with you in about eight minutes.
Free to call, no obligation, and we never ask you for payment. CobraScout is paid by the agency that answers, not by you. TTY 711.
Sources
- U.S. Census Bureau, Small Area Health Insurance Estimates, 2024 (released August 2026)
- Centers for Medicare & Medicaid Services, 2026 Marketplace Open Enrollment County-Level Public Use File
- Centers for Medicare & Medicaid Services, 2026 Service Area Public Use File
- Centers for Medicare & Medicaid Services, 2026 Plan Attributes Public Use File
- U.S. Department of Labor, FAQs on COBRA Continuation Health Coverage for Workers