16.4% of under-65 residents in Collier County were uninsured in 2024 — about 44,489 people — which is modestly above the Florida average of 13.7% and makes it the 12th highest of the 67 counties in Florida. Close enough to the state figure that the county is not an outlier; far enough that coverage gaps here are a real feature rather than a rounding artifact.
Collier County against Florida, and against the counties we cover
| Collier County | Florida | Covered counties | |
|---|---|---|---|
| Uninsured, under 65 | 16.4% | 13.7% | 13.0% |
| Marketplace enrollees per 1,000 | 260 | — | 127 |
| Insurers selling here | 7 | 7 (median) | 5 |
| Individual plans offered | 131 | — | 84 |
State uninsured rate from the Census SAHIE series; the final column is the median across the 104 counties covered on this site. Enrollment density is CMS plan selections per 1,000 under-65 residents.
What you can actually buy here
7 insurers sell into Collier County. This is a crowded market by national standards. Crowded markets are cheaper on average and much harder to shop, because the plan names stop meaning anything by the third carrier and the differences that matter get buried in documents nobody opens. Between them they offer 131 plans, about 19 for each insurer, which is a normal-sized list to work through once you know which network you need. The count is up from 6 last year. Insurers entering a county usually means they like what they see in the risk pool, and it tends to show up as more aggressive pricing the following year rather than immediately.
70,631 people in Collier County bought their own coverage for 2026 — 260 for every thousand under-65 residents. That is heavy reliance on the individual market by any standard, and it usually reflects an economy built on small employers, seasonal work or self-employment rather than large firms with benefits departments. 10,011 of them were new consumers and 60,620 were renewals — a 14% new share, close to the national pattern. Roughly one in six enrollees here arrived within the year.
Nearest counties on coverage
The counties we cover in Florida whose uninsured rate sits closest to Collier County. Worth a look if you are comparing across a county line or moving.
| County | Uninsured | Insurers | Enrollees |
|---|---|---|---|
| Palm Beach County | 16.5% | 12 | 332,402 |
| Lee County | 16.8% | 6 | 140,308 |
| Miami-Dade County | 15.3% | 12 | 1,031,630 |
| Marion County | 15.2% | 8 | 61,819 |
| Manatee County | 15.1% | 6 | 64,245 |
| Bay County | 14.7% | 4 | 31,347 |
Everything that applies in Florida · How COBRA works · Work out your COBRA premium · After a job ends
Common questions
How many people are uninsured in Collier County?
About 44,489 people under 65, out of 271,426 in that age group — 16.4%, the 12th highest of the 67 counties in Florida. The Florida average is 13.7%. Census Bureau estimates for 2024, the most recent published.
How many health insurers sell in Collier County?
7 insurers offer individual marketplace plans in Collier County for 2026, up from 6 the year before, and between them they sell 131 individual medical plans. The median across the counties covered on this site is 5 insurers and 84 plans.
How many people in Collier County buy marketplace coverage?
70,631 plan selections for 2026 — 10,011 new consumers and 60,620 renewals. That works out at 260 per thousand under-65 residents, against a median of 127 across the counties covered here. New consumers are the group most likely to have lost a job during the year.
Talk it through with a licensed agent
Which option is right depends on your state, your income and which doctors you need to keep. A licensed agent can walk through it with you in about eight minutes.
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Sources
- U.S. Census Bureau, Small Area Health Insurance Estimates, 2024 (released August 2026)
- Centers for Medicare & Medicaid Services, 2026 Marketplace Open Enrollment County-Level Public Use File
- Centers for Medicare & Medicaid Services, 2026 Service Area Public Use File
- Centers for Medicare & Medicaid Services, 2026 Plan Attributes Public Use File
- U.S. Department of Labor, FAQs on COBRA Continuation Health Coverage for Workers