15.1% of under-65 residents in Manatee County were uninsured in 2024 — about 48,951 people — which is modestly above the Florida average of 13.7% and makes it the 22nd highest of the 67 counties in Florida. Close enough to the state figure that the county is not an outlier; far enough that coverage gaps here are a real feature rather than a rounding artifact.
Manatee County against Florida, and against the counties we cover
| Manatee County | Florida | Covered counties | |
|---|---|---|---|
| Uninsured, under 65 | 15.1% | 13.7% | 13.0% |
| Marketplace enrollees per 1,000 | 199 | — | 127 |
| Insurers selling here | 6 | 7 (median) | 5 |
| Individual plans offered | 136 | — | 84 |
State uninsured rate from the Census SAHIE series; the final column is the median across the 104 counties covered on this site. Enrollment density is CMS plan selections per 1,000 under-65 residents.
What you can actually buy here
6 insurers sell into Manatee County. At that number the market is competitive without being bewildering. Networks still differ sharply between carriers — more sharply than the monthly prices do — which is the opposite of how most people shop. Between them they offer 136 plans, about 23 for each insurer, which is a normal-sized list to work through once you know which network you need. The count is unchanged from last year, so the networks you compared previously still stand.
64,245 marketplace plan selections were recorded in Manatee County for 2026, or 199 per thousand under-65 residents — above the 127 typical of the counties covered here. Enough people locally have done this that the process is not unfamiliar territory. 11,266 of them were new consumers and 52,979 were renewals — a 18% new share, close to the national pattern. Roughly one in six enrollees here arrived within the year.
Nearest counties on coverage
The counties we cover in Florida whose uninsured rate sits closest to Manatee County. Worth a look if you are comparing across a county line or moving.
| County | Uninsured | Insurers | Enrollees |
|---|---|---|---|
| Marion County | 15.2% | 8 | 61,819 |
| Miami-Dade County | 15.3% | 12 | 1,031,630 |
| Bay County | 14.7% | 4 | 31,347 |
| Osceola County | 14.1% | 11 | 151,333 |
| St. Lucie County | 14.0% | 7 | 68,746 |
| Broward County | 13.8% | 13 | 544,502 |
Everything that applies in Florida · How COBRA works · Work out your COBRA premium · After a job ends
Common questions
How many people are uninsured in Manatee County?
About 48,951 people under 65, out of 323,277 in that age group — 15.1%, the 22nd highest of the 67 counties in Florida. The Florida average is 13.7%. Census Bureau estimates for 2024, the most recent published.
How many health insurers sell in Manatee County?
6 insurers offer individual marketplace plans in Manatee County for 2026, unchanged from the year before, and between them they sell 136 individual medical plans. The median across the counties covered on this site is 5 insurers and 84 plans.
How many people in Manatee County buy marketplace coverage?
64,245 plan selections for 2026 — 11,266 new consumers and 52,979 renewals. That works out at 199 per thousand under-65 residents, against a median of 127 across the counties covered here. New consumers are the group most likely to have lost a job during the year.
Talk it through with a licensed agent
Which option is right depends on your state, your income and which doctors you need to keep. A licensed agent can walk through it with you in about eight minutes.
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Sources
- U.S. Census Bureau, Small Area Health Insurance Estimates, 2024 (released August 2026)
- Centers for Medicare & Medicaid Services, 2026 Marketplace Open Enrollment County-Level Public Use File
- Centers for Medicare & Medicaid Services, 2026 Service Area Public Use File
- Centers for Medicare & Medicaid Services, 2026 Plan Attributes Public Use File
- U.S. Department of Labor, FAQs on COBRA Continuation Health Coverage for Workers