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Losing health coverage in Cameron County, Texas

COBRA is the same everywhere. What is specific to Cameron County is which insurers sell here, what your neighbors actually chose, and how Texas rules shape the alternatives.

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26.6%of under-65 residents uninsured — the 12th highest of the 254 counties in Texas
78,862marketplace plan selections here for 2026
5insurers selling individual plans here

About 95,700 of the 359,179 people under 65 in Cameron County had no coverage at all in 2024 — 26.6%, against a Texas average of 19.1%. A gap of 7.5 points is large, and it is the 12th highest of the 254 counties in Texas. Local uninsured rates this far above a state average almost always trace back to the mix of employers rather than to the plans for sale, which are the same ones sold across the rating area.

Cameron County against Texas, and against the counties we cover

Cameron CountyTexasCovered counties
Uninsured, under 6526.6%19.1%13.0%
Marketplace enrollees per 1,000220127
Insurers selling here56 (median)5
Individual plans offered7884

State uninsured rate from the Census SAHIE series; the final column is the median across the 104 counties covered on this site. Enrollment density is CMS plan selections per 1,000 under-65 residents.

What you can actually buy here

5 insurers sell into Cameron County. At that number the market is competitive without being bewildering. Networks still differ sharply between carriers — more sharply than the monthly prices do — which is the opposite of how most people shop. Between them they offer 78 plans, about 16 for each insurer, which is a normal-sized list to work through once you know which network you need. The count is unchanged from last year, so the networks you compared previously still stand.

78,862 marketplace plan selections were recorded in Cameron County for 2026, or 220 per thousand under-65 residents — above the 127 typical of the counties covered here. Enough people locally have done this that the process is not unfamiliar territory. Only 10,599 were new consumers against 68,263 renewals — a 13% new share. A settled, returning population like that means the plans on offer have been chosen by the same people repeatedly, which is a reasonable signal that the networks hold up.

Nearest counties on coverage

The counties we cover in Texas whose uninsured rate sits closest to Cameron County. Worth a look if you are comparing across a county line or moving.

CountyUninsuredInsurersEnrollees
Hidalgo County26.7%5210,638
Webb County26.2%351,727
Ector County24.4%436,589
Dallas County24.2%10452,075
El Paso County23.7%7135,308
Harris County22.8%9731,300

Everything that applies in Texas · How COBRA works · Work out your COBRA premium · After a job ends

Common questions

How many people are uninsured in Cameron County?

About 95,700 people under 65, out of 359,179 in that age group — 26.6%, the 12th highest of the 254 counties in Texas. The Texas average is 19.1%. Census Bureau estimates for 2024, the most recent published.

How many health insurers sell in Cameron County?

5 insurers offer individual marketplace plans in Cameron County for 2026, unchanged from the year before, and between them they sell 78 individual medical plans. The median across the counties covered on this site is 5 insurers and 84 plans.

How many people in Cameron County buy marketplace coverage?

78,862 plan selections for 2026 — 10,599 new consumers and 68,263 renewals. That works out at 220 per thousand under-65 residents, against a median of 127 across the counties covered here. New consumers are the group most likely to have lost a job during the year.

Talk it through with a licensed agent

Which option is right depends on your state, your income and which doctors you need to keep. A licensed agent can walk through it with you in about eight minutes.

Call (866) 821-1808

Free to call, no obligation, and we never ask you for payment. CobraScout is paid by the agency that answers, not by you. TTY 711.

Sources

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