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Losing health coverage in Dallas County, Texas

COBRA is the same everywhere. What is specific to Dallas County is which insurers sell here, what your neighbors actually chose, and how Texas rules shape the alternatives.

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24.2%of under-65 residents uninsured — the 31st highest of the 254 counties in Texas
452,075marketplace plan selections here for 2026
10insurers selling individual plans here

About 549,018 of the 2,269,296 people under 65 in Dallas County had no coverage at all in 2024 — 24.2%, against a Texas average of 19.1%. A gap of 5.1 points is large, and it is the 31st highest of the 254 counties in Texas. Local uninsured rates this far above a state average almost always trace back to the mix of employers rather than to the plans for sale, which are the same ones sold across the rating area.

Dallas County against Texas, and against the counties we cover

Dallas CountyTexasCovered counties
Uninsured, under 6524.2%19.1%13.0%
Marketplace enrollees per 1,000199127
Insurers selling here106 (median)5
Individual plans offered13884

State uninsured rate from the Census SAHIE series; the final column is the median across the 104 counties covered on this site. Enrollment density is CMS plan selections per 1,000 under-65 residents.

What you can actually buy here

10 insurers sell into Dallas County — among the most competitive individual markets in the country. That much competition holds premiums down, and it produces a plan list long enough that choosing at random is a genuine risk. Narrowing by hospital system first is the only reliable way through it. Between them they offer 138 plans, about 14 for each insurer, which is a normal-sized list to work through once you know which network you need. The count is unchanged from last year, so the networks you compared previously still stand.

452,075 marketplace plan selections were recorded in Dallas County for 2026, or 199 per thousand under-65 residents — above the 127 typical of the counties covered here. Enough people locally have done this that the process is not unfamiliar territory. 89,825 of them were new consumers and 362,250 were renewals — a 20% new share, close to the national pattern. Roughly one in six enrollees here arrived within the year.

Nearest counties on coverage

The counties we cover in Texas whose uninsured rate sits closest to Dallas County. Worth a look if you are comparing across a county line or moving.

CountyUninsuredInsurersEnrollees
Ector County24.4%436,589
El Paso County23.7%7135,308
Harris County22.8%9731,300
Webb County26.2%351,727
Cameron County26.6%578,862
Hidalgo County26.7%5210,638

Everything that applies in Texas · How COBRA works · Work out your COBRA premium · After a job ends

Common questions

How many people are uninsured in Dallas County?

About 549,018 people under 65, out of 2,269,296 in that age group — 24.2%, the 31st highest of the 254 counties in Texas. The Texas average is 19.1%. Census Bureau estimates for 2024, the most recent published.

How many health insurers sell in Dallas County?

10 insurers offer individual marketplace plans in Dallas County for 2026, unchanged from the year before, and between them they sell 138 individual medical plans. The median across the counties covered on this site is 5 insurers and 84 plans.

How many people in Dallas County buy marketplace coverage?

452,075 plan selections for 2026 — 89,825 new consumers and 362,250 renewals. That works out at 199 per thousand under-65 residents, against a median of 127 across the counties covered here. New consumers are the group most likely to have lost a job during the year.

Talk it through with a licensed agent

Which option is right depends on your state, your income and which doctors you need to keep. A licensed agent can walk through it with you in about eight minutes.

Call (866) 821-1808

Free to call, no obligation, and we never ask you for payment. CobraScout is paid by the agency that answers, not by you. TTY 711.

Sources

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